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For Home Buyers
The REAL Program is designed to give our clients:
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The best price for the home of their choice
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Ease of qualifying
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Confidence and control over the process
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All the benefits of homeownership
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And it's designed to give agents:
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The power of an all-cash offer
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A professional property assessment
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Advantages in negotiations
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Quicker closings and commissions ​
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Take a look at the use cases below and see how REAL helps people re-imagine homeownership and get real results fast.
Property ID: 10010
Location: Riverside, CA
Use Case: Self-Employed
Option Exercised: Sold
The Resident was self-employed and unable to meet the income documentation requirements for a traditional mortgage. He used REAL to purchase the property as his primary residence and after ~ 24 months, the home was sold to a third party and the Resident received 100% of the home appreciation.
Property ID: 10138
Location: Coto de Caza, CA
Use Case: All-Cash Offer
Option Exercised: Purchased
The Resident was a corporate executive that wanted to use REAL as an all-cash offer to compete with other buyers. He also was not satisfied with the process and credit documentation requirements for a traditional mortgage. He used REAL to purchase this home as his primary residence, and years later, exercised the option to purchase and acquired the property using a traditional mortgage.
Property ID: 10147
Location: Irvine, CA
Use Case: Foreign-born
Option Exercised: Sold
The Resident was foreign-born and unable to satisfy the requirements for a foreign national mortgage. He also preferred to use the Trust for anonymity and privacy. Using REAL to purchase the home as his primary residence provided an opportunity, after one year in the program, for him to exercise the option and sell the home to a third party and receive 100% of the home appreciation.
Property ID: 10073
Location: Tempe, AZ
Use Case: Foreign-born
Option Exercised: Purchased
The Resident was foreign-born attending ASU for college. She used REAL to purchase the home due to her inability to qualify for mortgage financing. After graduation she exercised the option to purchase the property, relocated and retained the home as an investment property.
Property ID: 10148
Location: Park City, UT
Use Case: Relocation
Option Exercised: Sold
The Resident used the REAL program to purchase a new property before selling their current home. They were not able to qualify for the new home with their existing mortgage and chose to use the Program to help facilitate the transition. Later they exercised the option to sell to a third party, providing the resident 100% of the home appreciation.
Property ID: 10093
Location: Farmington, UT
Use Case: Traditional Mortgage Challenges
Option Exercised: Purchased
The Resident had recently changed jobs and was unable to meet the income requirements for mortgage financing. He used REAL to purchase the home and after building up the required employment history he exercised the option to purchase the property using a traditional mortgage.
Property ID: 10098
Location: Newport Coast, CA
Use Case: Self-employed
Option Exercised: Purchased
The Resident was self-employed with cash tied up in his business and unable to obtain a traditional mortgage due to the high value of the luxury home. He used REAL to make an all-cash offer to purchase it as his primary residence and later exercised the option to purchase the home with cash.
Property ID: 10107
Location: Irvine, CA
Use Case: Foreign-born
Option Exercised: Purchased
The Resident was foreign-born and unable to satisfy the requirements for a traditional nor a foreign-national mortgage. She used REAL to purchase the home and after building up her credit history, she exercised the option to purchase the property using a traditional mortgage.
Property ID: 10125
Location: Ventura, CA
Use Case: Relocation
Option Exercised: Purchased
The Resident used the program to purchase this property in order to facilitate a relocation from Texas to California before selling her property in Texas. She was not able to qualify for this new home with her existing mortgage and chose to use REAL to help facilitate the transition. After a period of time in the program she exercised the option to purchase the property using a traditional mortgage.
Property ID: 10019
Location: Chino Hills, CA
Use Case: Traditional Mortgage Challenges
Option Exercised: Purchased
The Resident used REAL to purchase this home due to his inability at the time to complete the restrictive mortgage documentation requirements. After a period of time in the program, he exercised the option to purchase the property using a traditional mortgage.
Property ID: 10108
Location: Buford, GA
Use Case: Relocation
Option Exercised: Purchased
The Resident used the REAL program to purchase this property in order to have additional time to fix up their departure residence and sell that home for top dollar. They were not able to qualify for this new home with their existing mortgage and chose to use the program to help facilitate the transition. After everything was settled, the Resident exercised the option to purchase the property using a traditional mortgage.
Property ID: 10116
Location: Saratoga, CA
Use Case: Traditional Mortgage Challenges
Option Exercised: Sold
The Resident, a business owner, was eager to make a competitive cash offer on his future home. He leveraged REAL to submit a strong, all-cash offer with favorable fast-closing terms, ultimately securing the property as his primary residence. After several years in the program, he chose to exercise his option to sell the home — and realized 100% of the appreciation value.
Property ID: 10114
Location: Ivins, UT
Use Case: Traditional Mortgage Challenges
Option Exercised: Purchased
The Resident faced challenges completing the restrictive documentation required for a traditional mortgage. Instead, he used REAL to complete the purchase of the home. Later, when his circumstances had changed, he exercised his option to purchase and acquired the property using a traditional mortgage.
Property ID: 10136
Location: Palo Alto, CA
Use Case: Foreign-born
Option Exercised: Purchased
The Resident, a foreign-born applicant, was initially unable to meet the reserve requirements for a foreign-national mortgage. She used REAL to secure the home in the interim. After building sufficient cash reserves and establishing a credit history, she exercised her option to purchase and acquired the property through a traditional mortgage.
Property ID: 10109
Location: Signal Hill, CA
Use Case: Divorce
Option Exercised: Purchased
The Resident used the REAL Program to purchase the property during a divorce, which temporarily prevented her from qualifying for traditional mortgage financing. Once the divorce was finalized and her financial situation stabilized, she exercised her purchase option and acquired the property using a traditional mortgage.
Property ID: 10077
Location: Rancho Cucamonga, CA
Use Case: Foreign-born
Option Exercised: Purchased
The Resident was a foreign-born applicant and was unable to satisfy the requirements for a foreign-national mortgage. He used the REAL Program to purchase the home, and after building up his credit history, he exercised the option to purchase and acquired the property using a traditional mortgage.
Property ID: 10149
Location: Coto de Caza, CA
Use Case: Foreign-born
Option Exercised: Purchased
The Resident, a foreign-born applicant, was initially unable to meet the reserve requirements or navigate the foreign income verification process required for a foreign-national mortgage. She used the REAL Program to secure the home in the interim. After residing in the U.S. for two years and establishing sufficient credit and income history, she exercised her option to purchase and acquired the property using a traditional mortgage.
Property ID: 10087
Location: Riverton, UT
Use Case: Self-employed
Option Exercised: Purchased
The Resident, a self-employed individual, was initially unable to meet the documentation requirements for a traditional mortgage. He used REAL to secure the home in the meantime. After building a stronger income and tax history, he exercised his option to purchase and acquired the property using a traditional mortgage.
Property ID: 10113
Location: Salem, UT
Use Case: Traditional Mortgage Challenges
Option Exercised: Purchased
The Resident was unable to meet the credit documentation requirements for a traditional mortgage. He used the REAL Program to purchase the home, allowing him to move forward despite those limitations. Years later, after strengthening his credit profile, he exercised his purchase option and acquired the property using a traditional mortgage.
Property ID: 10116
Location: Irvine, CA
Use Case: Foreign-born
Option Exercised: Purchased
The Resident, a foreign-born applicant, was initially unable to meet the requirements for a foreign-national mortgage. She used REAL to secure the property. After building her credit history, she exercised her option to purchase and acquired the home using a traditional mortgage — choosing to keep it as an investment property.
Property ID: 10083
Location: Hacienda Heights, CA
Use Case: Foreign-born
Option Exercised: Purchased
The Resident is a foreign-born applicant and was unable to satisfy reserve requirements for a foreign-national mortgage. After the Resident built up his credit history, he exercised the option to purchase and acquired the property using a traditional mortgage.
Property ID: 10078
Location: Fontana, CA
Use Case: Traditional Mortgage Challenges
Option Exercised: Purchased
The Resident was initially unable to qualify for a traditional mortgage due to source of funds documentation requirements. Using REAL, they were able to secure the home. Later, after resolving those documentation challenges, the Resident exercised the option to purchase and acquired the property using a traditional mortgage.
Property ID: 10090
Location: Ivins, UT
Use Case: Traditional Mortgage Challenges
Option Exercised: Purchased
The Resident was unable to meet the employment history requirements needed to qualify for a traditional mortgage. He used REAL to purchase the property, allowing him to move forward despite those limitations. After several years, he exercised his purchase option and successfully acquired the property using a traditional mortgage.
Property ID: 10091
Location: Colorado Springs, CO
Use Case: Traditional Mortgage Challenges
Option Exercised: Purchased
The Resident was unable to meet the credit documentation requirements to qualify for a traditional mortgage. He used the REAL Program to purchase the home, providing a path to homeownership despite those challenges. After building his credit history, he exercised his purchase option and acquired the property using a traditional mortgage.
Property ID: 10080
Location: Park City, UT
Use Case: Self-employed
Option Exercised: Sold
The Resident was self-employed and unable to meet the income documentation requirements for a traditional mortgage. He used the REAL Program to purchase the home with a cash offer, allowing him to secure the property despite financing challenges. Later, the home was sold to a third party, and the client retained 100% of the property’s appreciation.
Property ID: 10012
Location: Fullerton, CA
Use Case: Self-employed
Option Exercised: Sold
The Resident was self-employed and unable to meet the income documentation requirements for a traditional mortgage. He used REAL to purchase this house with a cash offer. Later, the home was sold to a third party, and the client retained 100% of the home appreciation.
Property ID: 10153
Location: Woods Cross, UT
Use Case: All-Cash Offer
Option Exercised: Sold
The Resident leveraged the REAL Program’s ability to make an all-cash offer, making her bid more competitive during a highly active seller’s market. This strategic advantage helped her secure the property. Later, she exercised her option to sell the home on the open market and retained 100% of the property’s appreciation.
Property ID: 10079
Location: Irvine, CA
Use Case: Traditional Mortgage Challenges
Option Exercised: Purchased
The Resident was unable to qualify for a traditional mortgage due to challenges in meeting source-of-funds documentation requirements. She used the REAL Program to move forward with the purchase. Later, after resolving the documentation issues, she exercised her purchase option and acquired the property using a traditional mortgage.
Property ID: 10082
Location: Perris, CA
Use Case: Traditional Mortgage Challenges
Option Exercised: Purchased
The Resident was unable to meet the income documentation requirements needed for a traditional mortgage. He used the REAL Program to purchase the home, which allowed him to move forward despite those limitations. After taking time to prepare and strengthen his financial profile, he exercised his purchase option and successfully acquired the property using a traditional mortgage.
Property ID: 10095
Location: Hacienda Heights, CA
Use Case: Traditional Mortgage Challenges
Option Exercised: Purchased
The Resident was initially unable to qualify for a traditional mortgage due to source-of-funds documentation requirements. By utilizing the REAL Program, they were able to move forward with the home purchase. Later, after addressing the documentation challenges, the resident exercised the purchase option and acquired the property using a traditional mortgage.
Property ID: 10121
Location: Colton, CA
Use Case: Traditional Mortgage Challenges
Option Exercised: Purchased
The Resident was initially unable to meet the credit documentation requirements for a traditional mortgage. He used the REAL Program to purchase the home, providing a path to ownership despite those limitations. After building his credit history, he exercised his purchase option and acquired the property using a traditional mortgage.
Property ID: 10118
Location: Chula Vista, CA
Use Case: Traditional Mortgage Challenges
Option Exercised: Purchased
The Resident was initially unable to meet the income documentation requirements for a traditional mortgage. He used the REAL Program to purchase the home, overcoming those challenges. After taking time to prepare and strengthen his financial profile, he exercised his purchase option and successfully acquired the property using a traditional mortgage.
Property ID: 10124
Location: Corona, CA
Use Case: Traditional Mortgage Challenges
Option Exercised: Purchased
The Resident was initially unable to meet the credit documentation requirements for a traditional mortgage. He used the REAL Program to purchase the home, allowing him to move forward despite those challenges. After building his credit history, he exercised his purchase option and acquired the property using a traditional mortgage.
Property ID: 10160
Location: Lathrop, CA
Use Case: Traditional Mortgage Challenges
Option Exercised: Purchased
The Resident was unable to meet the credit documentation requirements for a traditional mortgage. He used the REAL Program to purchase the home, providing a solution despite the financing barrier. After building his credit history, he exercised his purchase option and successfully acquired the property using a traditional mortgage.
Property ID: 10011
Location: Ontario, CA
Use Case: Self-employed
Option Exercised: Purchased
The Resident was self-employed and initially unable to meet the documentation requirements for a traditional mortgage. After building up his income and establishing a consistent tax history, he exercised his purchase option and successfully acquired the property using a traditional mortgage.
Property ID: 10074
Location: Azusa, CA
Use Case: Self-employed
Option Exercised: Purchased
The Resident was self-employed and initially unable to meet the documentation requirements for a traditional mortgage. He used the REAL Program to purchase the home. After strengthening his income and tax history, he exercised his purchase option and acquired the property using a traditional mortgage.
Property ID: 10085
Location: Yucca Valley, CA
Use Case: Foreign-born
Option Exercised: Sold
The Resident, a foreign-born applicant, was unable to meet the reserve requirements for a foreign-national mortgage. He used the REAL Program to purchase the home, enabling him to move forward despite the financing limitations. Later, he exercised his option to sell the property to a third party and retained 100% of the home’s appreciation.
Property ID: 10005
Location: Kamas, UT
Use Case: Traditional Mortgage Challenges
Option Exercised: Purchased
The Resident was initially unable to meet the documentation requirements for a traditional mortgage. He used the REAL Program to purchase the home, allowing him to secure the property despite those limitations. Years later, after meeting the necessary qualifications, he exercised his purchase option and acquired the property using a traditional mortgage.
Property ID: 10076
Location: Midvale, UT
Use Case: Traditional Mortgage Challenges
Option Exercised: Purchased
The Resident was already under contract to purchase the property but was unable to secure traditional financing at the last minute due to recently starting a new job. He used the REAL Program to complete the purchase, avoiding a failed transaction. Years later, after establishing employment history, he exercised his purchase option and acquired the property using a traditional mortgage.
Property ID: 10084
Location: Fontana, CA
Use Case: Traditional Mortgage Challenges
Option Exercised: Purchased
The Resident was unable to meet the employment history requirements for a traditional mortgage. He used the REAL Program to purchase the home, enabling him to move forward despite this limitation. Years later, after fulfilling the necessary employment criteria, he exercised his purchase option and acquired the property using a traditional mortgage.
Property ID: 10099
Location: Hideout, CA
Use Case: Self-employed
Option Exercised: Sold
The Resident was self-employed and unable to meet the income documentation requirements for a traditional mortgage. He used the REAL Program to purchase the home. Later, he exercised his option to sell the property to a third party, retaining 100% of the home’s appreciation.
Property ID: 10102
Location: Rancho Cucamonga, CA
Use Case: Self-employed
Option Exercised: Purchased
The Resident was self-employed and unable to meet the income documentation requirements for a traditional mortgage. He used the REAL Program to purchase the home and, years later, exercised his purchase option to acquire the property using a traditional mortgage.
Property ID: 10120
Location: Cottonwood Heights, UT
Use Case: Self-employed
Option Exercised: Purchased
The Resident was self-employed and did not meet the income documentation requirements for a traditional mortgage. He used the REAL Program to purchase the home and, years later, exercised his option to purchase, acquiring the property with a traditional mortgage.
Property ID: 10096
Location: Clovis, CA
Use Case: Self-employed
Option Exercised: Purchased
The Resident was self-employed and unable to meet the income documentation requirements for a traditional mortgage. He utilized the REAL Program to purchase the home, allowing him to move forward despite financing limitations. Years later, after strengthening his financial profile, he exercised his purchase option and acquired the property using a traditional mortgage.
Property ID: 10100
Location: San Bernardino, CA
Use Case: Self-employed
Option Exercised: Purchased
The Resident was self-employed and unable to meet the income documentation requirements for a traditional mortgage. He used the REAL Program to purchase the home, and years later, after establishing a stronger financial profile, he exercised his purchase option and acquired the property with a traditional mortgage.
Property ID: 10101
Location: Upland, CA
Use Case: Self-employed
Option Exercised: Sold
The Resident was self-employed and unable to meet the income documentation requirements for a traditional mortgage. He used the REAL Program to purchase the home. Later, he exercised his option to sell the property to a third party, retaining 100% of the home’s appreciation.
Property ID: 10115
Location: San Diego, CA
Use Case: Self-employed
Option Exercised: Purchased
The Resident was self-employed and wanted to avoid the complexities of traditional mortgage qualification and documentation. He also sought the advantage of making a competitive all-cash offer. Using the REAL Program, he was able to purchase the home seamlessly. Years later, he exercised his purchase option and acquired the property using a traditional mortgage.
Property ID: 10117
Location: San Jose, CA
Use Case: All-cash Offer
Option Exercised: Purchased
The Resident is the head broker at one of our partner accounts and chose to use the REAL Program for his personal property as a way to experience the process firsthand. His intention was to use his own transaction as a case study to promote the benefits of REAL within his brokerage. He used the program to purchase the home and later exercised his option to purchase, acquiring the property with a traditional mortgage.
Property ID: 10127
Location: San Juan Capistrano, CA
Use Case: Traditional Mortgage Challenges
Option Exercised: Sold
The Resident was unable to meet the credit documentation requirements for a traditional mortgage. He used the REAL Program to purchase the home, enabling him to move forward despite the financing challenges. Later, he exercised his option to sell the property to a third party, keeping 100% of the home’s appreciation.
Property ID: 10128
Location: Ladera Ranch, CA
Use Case: All-cash Offer
Option Exercised: Purchased
The Resident leveraged the REAL Program’s ability to make an all-cash offer, making his bid more competitive during a highly active seller’s market. He was also self-employed and unable to meet the income documentation requirements for a traditional mortgage at the time. Years later, after strengthening his financial profile, he exercised his purchase option and acquired the property using a traditional mortgage.